🍁 Built for Canadians, by Canadians

Know exactly
when and
where you can retire.

The only Canadian retirement calculator that models CPP, OAS, RRSP, TFSA, and non-registered savings — then shows you 29 cities worldwide where your money will actually go, with real costs and visa options.

MKJTABRC
Trusted by Canadians planning their next chapter
One-time
$15 CAD
📊 Calculator
🌍 Where to Retire
📅 Year-by-Year
$1.84M Nest Egg
20 yrs To Save
$6,200 Est. Monthly
$5,833 Target
CPP
$12,960
OAS
$8,560
TFSA
$24,800
RRSP
$32,400

Everything a Canadian needs to
actually plan retirement

Most calculators are too generic. This one knows CPP enhancement rules, OAS deferral bonuses, RRSP room limits, TFSA overflow, and provincial tax rates. Built specifically for Canada.

🏛️
Full CPP & OAS Modelling

See exactly how much taking CPP at 60 vs 70 is worth over your lifetime. OAS deferral bonuses, partial OAS for <40 years in Canada, and GIS included.

🧮
Smart Account Routing

Your savings are automatically split — TFSA room first ($7K/yr), then RRSP (18% of income), then overflow to non-registered. No guesswork.

🌍
29 Global Retirement Destinations

From Bali to Tbilisi to Medellín. Real individual expense breakdowns — rent, food, healthcare, transport — with actual visa info for Canadians.

📅
Year-by-Year Drawdown Plan

See every year of retirement: which account gets drawn first, when CPP and OAS kick in, your balance at each age, and when (if ever) savings run out.

🗺️
Location-Aware Cash Flow

Pick Kuala Lumpur or Lisbon and the entire drawdown recalculates against that city's actual costs. See how much longer your money lasts in different countries.

🏦
Provincial Tax Estimates

Tax brackets for ON, BC, AB, QC and all other provinces. See your actual after-tax retirement income — not just gross numbers.

Your money goes further
than you think

See where your retirement budget actually lands — from $9,000/yr in Tbilisi (365-day visa-free for Canadians) to $56K in Melbourne. Every destination includes exact visa requirements.

🌴 Bali
🏙️ Kuala Lumpur
🍷 Tbilisi
🌸 Medellín
🏛️ Athens
🚋 Lisbon
🌅 Algarve
Boquete
🌺 Costa Rica
🏔️ Cuenca
🐘 Chiang Mai
🌊 Da Nang
⛩️ Japan
🥩 Montevideo
Croatia
🍋 Sicily
🟢 Easy   🟡 Moderate   🔴 Difficult

Pay once. Plan forever.

No subscription, no upsells, no data harvesting. One payment unlocks everything on your device forever.

🔒 Secured by Stripe  ·  7-day money-back guarantee  ·  Instant access after payment

Frequently asked

How does access work after I pay?
After Stripe processes your payment, you'll receive a license key by email. Enter it on the tool page to activate your device. Access is tied to 1 device — if you switch devices, email us and we'll transfer it.
Is my financial data stored anywhere?
No. Everything runs 100% in your browser. Nothing is sent to a server. Your retirement numbers never leave your device.
How accurate is the CPP & OAS modelling?
We use the official 2024 adjustment rates: CPP reduces 7.2%/yr before 65, increases 8.4%/yr after. OAS base is $713.34/mo. For your exact CPP estimate, check My Service Canada.
Are the destination costs realistic?
Individual cost estimates are sourced from Numbeo, Expatistan, and NomadList 2024–25 data, converted to CAD. They're research-quality estimates, not guarantees — costs vary by neighbourhood and lifestyle.
Can I get a refund?
Yes — 7-day no-questions-asked refund. Email us and we'll process it via Stripe within 24 hours.
Will it work on mobile?
Yes, fully responsive. Works on iOS and Android browsers. The year-by-year table is best viewed on desktop or landscape mode.

Your retirement deserves
a real plan.

One payment. No subscriptions. No data harvesting. Just clarity on what your retirement actually looks like — and where in the world you can afford to live it.

🍁 Get Lifetime Access — $15 CAD →